By the time a charge-off shows up on your credit report, the initial creditor is no longer trying to collect the loan and they have just written it off as a loss. So it is not at all unpredicted that most folks do not know what to do about a charge-off, should they go ahead [...]
Archive of posts filed under the Credit card category.
Things to Know When Fixing Your Consumer Credit Report
See What To Know About Fixing Your Credit Report. On a Credit Score And Report, there are lots of different kinds of errors that can occur. Fixing your Credit Score And Report depends on what or where the error occurs. First you have to know which Reports have an error. Then what kinds of errors [...]
0% APR Credit Cards: Use Them To Your Advantage!
The era of 0% APR credit cards is still with us. Yes, you can obtain a spanking new credit card featuring a very low introductory interest rate and take advantage of what amounts to “free money” for you for up to one year. You can use your new card to your advantage, but you must [...]
